With the new year just weeks away, now is the perfect time to maximize dental insurance benefits. Most dental plans operate on a calendar-year basis, meaning any benefits that are left unused at the end of December will expire. Taking advantage of these benefits before the new year is an excellent way to save money on vital treatments and ensure a clean bill of oral health to start the new year!
Make the Most of Your Annual Maximum
Most dental plans set an annual coverage limit. This figure typically falls between $1,000 and $2,000. By failing to reach your annual coverage cap, you lose valuable coverage that could provide necessary preventive and restorative procedures like dental cleanings, oral exams, fillings, or dental crowns at little or no cost to you.
Catch Small Issues Early
Preemptive treatment can help minimize costs and the need for invasive procedures in the future. Using your full benefits for routine checkups and procedures can prevent minor dental issues from developing into more serious (and usually expensive and painful) problems.
Extra End-of-Year Advantages
Here are some ways to get the most out of your benefits before 2024 is over:
- Preventive care — Most plans cover preventive care like cleanings or exams.
- Using up flexible spending accounts (FSA) — As they often expire at year-end, FSAs are perfect for minimizing out-of-pocket dental care costs.
- Easy appointments — Many people’s schedules are positively packed as the holiday season approaches. If you can carve out the time, securing an appointment this time of year should be a painless process.
Book Your Dentist Appointment in Greeley, CO, Before Year-End!
If you’re looking for a dentist in Greeley to help you through the year-end dental care process to help ensure you’re maximizing your dental coverage benefits, contact Dr. Shawn Buffington and the friendly and helpful Norco Family Dental team today to schedule an appointment!
We’re looking forward to hearing from you!